Car Finance
Flexible, regulated HP & PCP finance tailored to your budget.
Regulated Finance Made Simple
Hepworth Motor Co Ltd is an regulated dealership offering responsible, transparent car finance. Working with trusted partners including Close Brothers and CarFinance 247, we can tailor HP and PCP packages to your budget with clear figures shown on every vehicle.
Finance subject to status. Written quotations available on request. Credit is restricted to UK residents aged 18 and over.
Hire Purchase (HP)
Spread the cost with fixed monthly payments and own the car outright at the end of the agreement. Ideal if you want to keep your vehicle long-term.
Personal Contract Purchase (PCP)
Lower monthly payments with the option to buy the car at the end, part exchange it, or simply hand it back. Great for drivers who like changing cars regularly.
Apply Online Now
Our simple online application is quick, secure and takes just a couple of minutes. We'll be in touch to discuss your options.
Hepworth Motor Co Ltd is acting as a credit broker, not a lender, in association with CodeWeavers Ltd. Finance is subject to status and eligibility. If you're considering alternative finance, please check the details of any agreement carefully before you commit.
Frequently Asked Questions
Can I get car finance with bad credit?
We're regulated and work with lenders including Close Brothers to find HP and PCP options for a range of credit histories. Call us and we'll be honest about what's available to you.
Do I need a deposit for car finance?
Not always — many agreements are available with no upfront payment. Adding a deposit can reduce your monthly payments and the overall cost.
What is the difference between HP and PCP?
Hire Purchase spreads the cost with fixed monthly payments and you own the car outright at the end. PCP offers lower monthly payments with the option to buy, part exchange or hand the car back at the end of the term.
Will I see the full figures before I commit?
Yes — we show clear finance figures on every vehicle and provide written quotations before you commit. Finance is subject to status and eligibility.